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US Median Age vs US Bank Lending Interest Rate

US Median Age and US Bank Lending Interest Rate correlate at r = -0.37 over 62 years (1960–2021), p = 0.0033. With the time trend removed, r = -0.29. Holds up after detrending.

Verdict: Holds up after detrending. Statistically significant (p = 0.0033) and the association survives trend removal (detrended r = -0.29). Correlation still isn't causation, but this one isn't an obvious artifact.

Pearson r
-0.37
p-value
0.0033
Years compared (n)
62 (1960–2021)
95% confidence interval
-0.57 to -0.13
Correlation with the time trend removed
-0.29

Sources

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Correlation does not imply causation. How the verdict is worked out.