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US Internet Users vs US Bank Lending Interest Rate
US Internet Users and US Bank Lending Interest Rate correlate at r = -0.72 over 32 years (1990–2021), p < 0.0001. With the time trend removed, r = +0.02. Likely spurious (shared time trend).
Verdict: Likely spurious (shared time trend). Both series mostly just trend over time. After removing that trend the correlation collapses to 0.02 — the relationship is probably coincidental, not causal.
- Pearson r
- -0.72
- p-value
- < 0.0001
- Years compared (n)
- 32 (1990–2021)
- 95% confidence interval
- -0.86 to -0.50
- Correlation with the time trend removed
- +0.02
Sources
- US Internet Users (% of population): World Bank. US Internet Users (World Bank indicator IT.NET.USER.ZS).
- US Bank Lending Interest Rate (%): World Bank. US Bank Lending Interest Rate (World Bank indicator FR.INR.LEND).
Related pairs
- US Internet Usage vs US Internet Users (r = +1.00)
- US Adult Obesity vs US Internet Users (r = +0.98)
- US Internet Users vs US Mobile Subscriptions (r = +0.98)
- US Median Age vs US Internet Users (r = +0.97)
- US Internet Users vs US Population (r = +0.97)
- US Infant Mortality vs US Internet Users (r = -0.96)
Correlation does not imply causation. How the verdict is worked out.